Last updated 6/2/2026
Welcome to Owed ("Service"). By creating an account or using the Service you agree to these Terms.
You may use Owed to track money owed to you by your customers, send reminders, and record payments. You are responsible for the accuracy of the data you enter.
You must keep your login credentials secure. You are responsible for all activity on your account.
Paid plans are billed monthly or yearly. Plans currently activate after manual confirmation of payment. Upgrades take effect once an admin has verified your payment.
Do not use the Service to harass anyone, send unlawful messages, or store sensitive personal data beyond what is needed to track a debt.
You may stop using Owed at any time. We may suspend accounts that violate these Terms.
The Service is provided "as is" without warranty of any kind. We are not liable for indirect or consequential damages.
Questions? Email hello@owed.app.