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Refund Policy
Last updated 7/17/2026
We want you to feel confident upgrading.
14-day money back
If Owed isn't a fit within the first 14 days of a paid plan, email hello@owed.app and we'll refund your last payment. No long forms.
After 14 days
Monthly plans can be downgraded at any time and won't renew. Yearly plans are non-refundable after the 14-day window but you keep access until the end of the term.